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Lumos Family & Counseling Services charges the following rates for services:
Initial Assessment Session (1 hr) $130
Ongoing Therapy Sessions (45-55 mins.) $100
Phone Consultation or Support (For established clients only)
1-15 mins. $30; 16-30 mins. $60; 31-45 mins. $90

We do not accept cash as payment for services or for co-pays but do accept debit and credit cards as well as checks.


Insurance Related Payments

If you are interested in using insurance to pay for your sessions, we accept Blue Cross Blue Shield for reimbursement. There is often a co-pay and/or deductible that your plan will require you to pay. This is determined by the specific details of your plan. Most of the time, we are able to verify your insurance coverage and personal costs prior to your session. 

If you have another insurance company who manages your benefits, you may be eligible for Out of Network provider reimbursement. To utilize this benefit, you would pay out of pocket for your sessions. We would then provide you with documentation that would assist you in filing with your insurance company. The eligibility and amount you'd be reimbursed is determined by your specific plan. To find out if you are eligible, you can call the customer service number on the back of your insurance card. Unfortunately, SC Medicaid plans are not eligible for this type of reimbursement. 

If you have a Health Savings Account (HSA) or Flexing  Spending Account (FSA), you may be able to use the funds to pay for sessions. This will depend on your concerns and goals for counseling but in general, many people who seek counseling services will likely meet the criteria needed.

A Note About Insurance Options
In order to use any of the above listed insurance related options, you will have to meet criteria for a medical diagnosis, which will become a permanent part of your medical file. You can talk with us if you have questions about this or need help deciding what is best for you.